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My response is always, “Even if everything is going perfectly right now, you will inevitably need an attorney. Don’t wait to get one until after a problem occurs because then you risk a situation where an attorney cannot fix the harm that has been done.”
The answer is NO. Just because the company’s “independent medical doctor” says that you don’t need more treatment or that your condition is not work related, does not mean that your case ends. There are several ways to get around that doctor’s opinion.
At Black and Jones, we’re tough when dealing with insurance companies, but we never overlook caring for our clients. We offer compassionate, competitive workers’ compensation representation.
Most people don’t call an attorney right away when they get hurt. Usually they wait until a problem arises and only then do they call an attorney.
The Employee Retirement Income Security Act (ERISA) of 1974 was intended to provide significant legal protections for workers’ benefits. There is one aspect of ERISA, called the ‘reservation of discretion’ which insurance companies and plan administrators have been able to use to deny workers health and disability benefits. Under a recent Illinois federal court decision, this has changed.
Chances are that if you have made the decision to apply for disability, you have talked to your doctor first about whether you qualify for disability. If your doctor has said that you’re disabled, you may not feel the need to hire an attorney because your doctor’s word should be good enough, right?
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