5 Common Mistakes to Avoid When Filing a Workers’ Compensation Claim

Getting injured on the job can be a stressful and confusing experience, especially when you're trying to recover while also navigating the workers' compensation process. The system can be complex, and even small missteps can delay the process or jeopardize your benefits. To help you stay on track, here are 5 common pitfalls to watch out for—and how to avoid them.

1. Failing to Report Your Injury in a Timely Manner

The first and most important step in filing a workers’ compensation claim is notifying your employer about your work-related injury. In Illinois, you must do this within 45 days of the incident—ideally in writing—to ensure proper documentation. Your report should include the date, time and details of the injury, as well as any witnesses who were present.

2. Delaying Medical Care

After reporting your injury, the next crucial step is to seek immediate medical attention. Clearly inform the medical provider that your injury is work related to ensure your medical records accurately reflect the cause and extent of your injury. It’s important to follow your provider’s medical advice and attend every appointment, as noncompliance can negatively impact your eligibility for benefits.

3. Forgetting to File Your Claim With the Illinois Workers’ Compensation Commission

Notifying your employer about your work-related injury isn’t enough. To fully protect your rights, you must file a claim with the Illinois Workers’ Compensation Commission. This must be done within three years of the injury or you risk losing your right to benefits. Working with an experienced workers’ compensation attorney can help ensure all of your paperwork is filed correctly and on time.

4. Discussing Your Case Publicly

Talking about your workers’ compensation claim with anyone other than your attorney can be risky, as even casual comments may be misinterpreted or used against you. Insurance adjusters and defense attorneys often look for statements to weaken your case, so it’s best to keep discussions about your case between you and your attorney.

5. Attempting to Navigate the Workers’ Compensation Process on Your Own

While you can certainly file a workers’ compensation claim on your own, the process can be complex and challenging to navigate. Partnering with a local attorney offers significant advantages, such as in-depth knowledge of state laws, personalized guidance and community connections that can make a meaningful difference in the outcome of your claim.

If you’ve been injured at work, and you want the best chance possible of receiving maximum benefits, the team at Black & Jones is your trusted resource in the Rockford area. Fill out this form to get started or call us today at (815) 967-9000.